In recent years, ride-hailing services like Uber and Lyft have become a very common means of convenient transportation for Chicago residents and visitors. When the drivers of these services become involved in auto wrecks, the question of liability can be a complicated one. Finding an answer may require the help of an experienced car accident attorney.
At Gill Ports Hoste LLC, our award-winning car accident attorneys in Chicago have extensive experience taking on car and truck accident cases. We know Illinois motor vehicle accident laws and rideshare insurance requirements and how they will apply to your accident casein Chicago, Illinois.
Do Rideshare Companies Have Insurance?
Companies like Uber and Lyft have insurance policies to cover service-related accident losses. In fact, Uber carries a $1 million insurance policy. That said, whether you or a loved one retain coverage in a rideshare accident will depend on the details.
- Was the driver “active”? The policy does not apply when the rideshare driver is unavailable for ride-hailing.
- The driver was active but did not have a passenger: In this case, the driver’s policy is the primary policy, though the rideshare company may provide additional coverage.
- The driver was active and had a passenger in the vehicle: The rideshare insurance policy becomes the primary insurance policy. This also applies to pedestrians or cyclists who are involved in an accident.
- If you were the passenger of the rideshare driver: The rideshare insurance policy applies to you. If the rideshare driver is at fault for the accident, you could have a valid claim.
Whether your insurance covers you in a rideshare-related accident will depend on the circumstances surrounding the accident. At Gill Ports Hoste LLC, our lawyers are adept at examining these cases and advocating for our clients in an array of accident types. Read about our case results.
Call a Chicago Rideshare Accident Lawyer at Gill Ports Hoste Today
Our specialized accident and injury lawyers in Chicago can help you seek the compensation you deserve for your losses. Connect with our office for a free consultation by calling (312) 372-8893. You can also email us by using our website’s contact form.